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Title: Obamacare Small Business Exchange Will Be Delayed A Year
Source: Huffington Post
URL Source: http://www.huffingtonpost.com/2013/ ... -small-business_n_4350965.html
Published: Nov 27, 2013
Author: Jeffrey Young
Post Date: 2013-11-27 20:33:49 by nolu chan
Keywords: None
Views: 2804
Comments: 2

Obamacare Small Business Exchange Will Be Delayed A Year

Jeffrey Young
Huffington Post
Posted: 11/27/2013 1:39 pm EST
Updated: 11/27/2013 3:47 pm EST

Small businesses won't be able to buy health insurance via HealthCare.gov until next year, President Barack Obama's administration announced Wednesday.

The delay in functionality for the so-called SHOP exchanges represents the latest setback in the Obama administration's efforts to implement the three-year-old Affordable Care Act. The development also comes just days before HealthCare.gov, the online portal for individual and family health coverage in more than 30 states, is supposed to be working better after its troubled first two months.

Small businesses that want to utilize the federally run SHOP exchanges, and the tax credits worth up to half the cost of insurance that are available to some firms, will have to sign up through an insurance agent or broker or directly with a health insurance company, an administration official explained via email. In an attempt to mitigate the failure of the online application and enrollment process that was supposed to be in place, small businesses can submit their applications for tax credits whenever they file their taxes rather than in advance, the official wrote.

“This new delay announcement is a disappointment but not a surprise. Small businesses continue to be low on the priority list during the Obamacare implementation process," Kevin Kuhlman, manager of legislative affairs at the National Federation of Independent Business, said in a written statement. "The continued delays add to uncertainty and contribute to the decision of many owners to take early renewals of their small-group plans.” The National Federation of Independent Business opposed the Affordable Care Act and was the lead plaintiff in the lawsuit challenging its constitutionality, which the Supreme Court ultimately upheld.

The administration previously said online enrollment on the SHOP exchanges would be available by the end of this month, following earlier delays. Prior to Wednesday's announcement that the administration would facilitate enrollment via insurers, agents and brokers, paper applications were the only means small companies could employ to utilize the SHOP exchanges. Maryland also delayed its state-run SHOP exchange, though other states' exchanges are operational. The federal government is operating SHOP exchanges in more than 30 states, and the remainder are being run by states.

"Small businesses will able to enroll directly into a SHOP plan through an insurer, agent or broker, and get can certified for a tax credit after they enroll. We will also offer an improved comparison shopping feature online so small businesses can choose a plan before enrolling in one," Julie Bataille, a spokeswoman for the Centers for Medicare and Medicaid Services, said during a conference call with reporters Wednesday.

Unlike the federal- and state-run health insurance exchanges for individuals and families that limit sign-up to a certain period during the year, the SHOP exchanges are supposed to allow companies to enroll workers at any time. Still, companies with current benefits that expire at the end of the year have until just Dec. 23 to choose a health plan that will be in effect on Jan. 1, the official wrote.

The delay of the SHOP exchanges is partly a byproduct of the administration's scramble to get HealthCare.gov reliably working for individual consumers, Bataille indicated. "It was important for us to prioritize the functionality that would enable consumers, individually, to shop and enroll online in coverage," she said.

Online enrollment won't be possible on the SHOP exchanges until next year for benefits that will be available in 2015, the administration said.

Earlier this year, the administration delayed another key component of the SHOP exchanges. Under health care reform, small business employees were supposed to be able to choose among any of the plans available on the exchanges. For 2014, employers will select the coverage for all workers instead.

This post has been updated with additional information from the Centers for Medicare and Medicaid Services.

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#1. To: All (#0)

Healthcare.gov does not work for large businesses. It does not work for small businesses. So who the hell does it work for? The insignificant 5% individual market? Medicaid? How many people with a job does that include?

“We are definitely on track to have a significantly different user experience by the end of this month,” Kathleen Sebelius, the secretary of health and human services, said Tuesday.

Well, it is different. It does not work at all for the vast majority of Americans.

White House officials are sounding increasingly upbeat. They could be deluded or spinning; but after what happened two months ago one suspects that the last thing they want is to inflate expectations unduly. Paul Krugman November 26, 2013, 2:42 pm

I guess the White House officials are sounding increasingly upbeat about delaying the website availability of the Small Business Health Options Program. Delaying online SHOP access for a year should not inflate expectations unduly.

The definition has morphed in the past few weeks. At an Oct. 30 congressional hearing, Sebelius projected "an optimally functioning website" by the end of November.

Optimally functioning, except for large and small businesses, and during crashes, or if too many people want to use it.

More than 90 percent can now successfully complete their applications, HHS communications director Julie Bataille said.

If you get insurance from an employer, large or small business, it will not work for another year at least. So, 90% of what?

nolu chan  posted on  2013-11-27   20:35:42 ET  Reply   Trace   Private Reply  


#2. To: All (#0)

http://www.nytimes.com/2013/11/28/us/politics/years-delay-expected-in-major-element-of-health-law.html

Online Health Law Sign-Up Is Delayed for Small Business

By Robert Pear
Published: November 27, 2013
New York Times

WASHINGTON — The Obama administration announced Wednesday a one-year delay in the element of the new health care law that allows small businesses to go online to buy insurance for their employees through the new federal marketplace website.

“We plan to offer online enrollment capability by November 2014, for coverage that takes effect in January 2015,” the Department of Health and Human Services said in a series of questions and answers.

[snip]

http://www.washingtonpost.com/blogs/wonkblog/wp/2013/11/27/obamacares-online-exchange-for-small-businesses-is-delayed-by-one-year/

Obamacare’s online SHOP enrollment delayed by one year

Posted by Sarah Kliff on November 27, 2013 at 1:00 pm

The Obama administration announced Wednesday it would delay a significant piece of the health-care law: the online small business insurance marketplace.

The Small Business Health Options Program, known as the SHOP exchange, will not offer online enrollment until November 2014, a one-year delay from a launch that was initially planned for this past October.

Administration officials characterized the decision as one made necessary as they prioritized fixes to the individual health exchange, which the White House has promised will "work smoothly for the vast majority of users" by Dec. 1.

"What's important in our work is to continue to prioritize the best consumer experience for those who are coming to us online," Medicare spokeswoman Julie Bataille said. "These decisions all reflect [that] reality."

[snip]

What's important is that the piece of crap does not work.

nolu chan  posted on  2013-11-27   20:41:39 ET  Reply   Trace   Private Reply  


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